If at any time forced to use Citibank online credit card limit to the maximum, there is one useful enough tips. Enter the amount of funds on the credit card according to the funds you need. In other words if you want to have an item, make sure its value in accordance with the financial ability. Thus, credit card charges will remain minimal. Because the limit will be added according to the amount of funds you enter. So the funds will automatically reduce the debt at the beginning before the bill appears.
The Cash Withdrawal Benefits Function
The average Citibank online credit card has cash withdrawal benefits. Note, however, that this benefit is not free. Remember that cash withdrawal via credit card will incur a 2.9 percent cash withdrawal fee. Not to mention if there is a late payment. Then credit card interest will be many fold.
Therefore, avoid cash withdrawal using credit card. If forced, there are tips that can be taken. To get around this can by doing cash withdrawal or free cash swipes charge in some mini market. The amount is smaller than the cash withdrawal limit on credit cards. But in times of urgency, this option is much safer than a cash withdrawal directly from a credit card.
How many of us are sometimes so consumptive with credit cards? It must be quite a lot. Having a credit card is like carrying a bundle of money. Simply swipe at the merchant, then we can buy anything we want, as long as its value in accordance with credit card limit. This can certainly be fatal.